64 Elm Street
Albany, NY 12203
$523,000
Turnkey 3-unit investment opportunity at 64 Elm Street offering strong income potential and flexible owner-occupant options. Property features a common furnace for simplified maintenance, separate laundry hookups in each unit, and a fully fireproofed basement unit compliant with current Albany codes. Owner's/main unit showcases dramatic Italianate charm blended with modern updates--vaulted ceilings, skylight, exposed brick and beams, hardwood floors, wood-burning fireplace, and an updated kitchen with Jenn-Air appliances. Spa-like features include a whirlpool tub and sauna. Enjoy great views, a private patio, and a serene backyard with mature trees and wildlife. Convenient street parking with ample availability nearby and close proximity to the Governors mansion. Ideal for investors seeking cash flow or owner-occupants looking to offset their mortgage with rental income. 3D tour attached.
| Listing Id: | 202616010 |
|---|---|
| List Price: | $529,900 |
| Close Price: | $523,000 |
| Close Date: | 2026-08-03 |
| Property Type: | Multi-Family |
| Property Sub Type: | Triplex |
| Status: | Closed |
| Bedrooms Total: | 6 |
| Bathrooms Full: | 3 |
| Bathrooms Half: | 1 |
| Living Area: | 3,680 |
| Tax Annual Amount: | $7,573 |
| Lot Size Square Feet: | 1,742.4 |
| Lot Size Acres: | 0.04 |
| Architectural Style: | Traditional |
| Waterfront?: | No |
| City: | Albany |
| County Or Parish: | Albany |
| Subdivision Name: | Select One |
| Postal Code: | 12203 |
| Year Built: | 1858 |
| List Agent Full Name: | Kevin Clancy |
| Buyer Agent Full Name: | Benjamin Dumas |
| Cooling: | Window Unit(s) |
| Fireplaces Total: | 1 |
| Exterior Features: | None |
| Lot Size Units: | Acres |
| Window Features: | Skylight(s) |
| Association Fee Includes: | Sewer |
| Heating?: | Yes |
| Bathrooms Total Integer: | 4 |
| Cooling?: | Yes |
| Basement: | true |
| Basement: | Walk-Out Access, Apartment, Finished, Heated, Interior Entry |
| State Or Province: | NY |
| Lot Features: | Level |
| Special Listing Conditions: | Standard |
| View: | City |
| Sewer: | Public Sewer |
| Lot Size Dimensions: | 20.35 x 95.16 |
| High School: | Albany |
| Laundry Features: | Washer Hookup, Main Level, Upper Level, In Basement |
| Roof: | Rubber |
| Lot Size Area: | 0.04 |
| Parking Features: | None |
| Documents Change Timestamp: | 2026-05-03T16:29:46Z |
| Heating: | Baseboard, Hot Water |
| Directions: | 787 Exit Madison Avenue, Left on Eagle, Left on Elm. |
| Fireplace Features: | Living Room |
| Flooring: | Carpet, Ceramic Tile, Wood |
| Listing Contract Date: | 2026-04-29 |
| Parcel Number: | 010100 76.49-1-40 |
| List Agent Key: | 20211012221128062965000000 |
| Construction Materials: | Brick |
| Water Sewer Expense: | $140 |
| Water Source: | Public |
| High School District: | Albany |
| Above Grade Finished Area: | 3,680.0 |
| Insurance Expense: | $2,100 |
| Maintenance Expense: | $250 |
| Owner Pays: | Electricity, Heat, Water |
| Below Grade Finished Area: | 1,012.0 |
| Fuel Expense: | 1200.0 |
| Buyer Agent Key: | 20250623194013876239000000 |
| Buyer Office Key: | 20211012202607255251000000 |
| Tenant Pays: | Hot Water, Internet, Cable TV |
| Postal City: | Albany |
| Electric Expense: | $1,200 |
| Above Grade Finished Area Source: | Public Records |
| Property Condition: | Updated/Remodeled |
| Original List Price: | $529,900 |
| Possession: | At Closing, Subject To Tenant Rights |
| Pending Timestamp: | 2026-05-27 |
| Below Grade Finished Area Source: | Public Records |
| Bathrooms Total Decimal: | $3.50 |
| Property Detail Enhanced Accessible Yn2: | No |
| Status Change Info Sold Price Sq Ft2: | $142.12 |
| Parcel Tax Hoa Total Taxes Description: | Estimated |
| Financial Details General Taxes: | $3,494.86 |
| Financial Details General Taxes Description: | Estimated |
| Financial Details School Taxes: | $3,704.00 |
| Financial Details School Taxes Description: | Estimated |
| Bath Levels Full Bath 1: | 3rd |
| Bath Levels Full Bath 2: | 1st |
| Bath Levels Full Bath 3: | Basement |
| Bath Levels Half Bath 1: | 2nd |
| Income And Expenses Rental Income: | $65,400.00 |
| Income And Expenses Rental Income Description: | Yearly |
| Income And Expenses Electric Expense Description: | Estimated |
| Income And Expenses Gas Expense Description: | Estimated |
| Income And Expenses Insurance Expense Description: | Estimated |
| Income And Expenses Water Sewer Expense Desc: | Estimated |
| Income And Expenses Net Operating Income2: | $56,220.00 |
| Unit Information Number Of Dishwashers: | 2 |
| Unit Information Number Of Dryers: | 2 |
| Unit Information Number Of Refrigerators: | 3 |
| Unit Information Number Of Stoves: | 3 |
| Unit Information Number Of Washers: | 2 |
| Multi Family Unit 1 Detail Unit Location Mf Unit 1: | Basement |
| Multi Family Unit 1 Detail Occupant Type Mf Unit 1: | Vacant |
| Multi Family Unit 1 Detail Monthly Rent Mf Unit 1: | 1,350 |
| Multi Family Unit 1 Detail Rent Desc Mf Unit 1: | Estimated |
| Multi Family Unit 1 Detail Total Rooms Mf Unit 1: | 3 |
| Multi Family Unit 1 Detail Total Bedrooms Mf Unit 1: | 1 |
| Multi Family Unit 1 Detail Total Full Baths Mf Unit 1: | 1 |
| Multi Family Unit 2 Detail Unit Location Mf Unit 2: | 1 |
| Multi Family Unit 2 Detail Occupant Type Mf Unit 2: | Tenant |
| Multi Family Unit 2 Detail Monthly Rent Mf Unit 2: | 1,400 |
| Multi Family Unit 2 Detail Rent Desc Mf Unit 2: | Actual |
| Multi Family Unit 2 Detail Total Rooms Mf Unit 2: | 5 |
| Multi Family Unit 2 Detail Total Bedrooms Mf Unit 2: | 2 |
| Multi Family Unit 2 Detail Total Full Baths Mf Unit 2: | 1 |
| Multi Family Unit 3 Detail Unit Location Mf Unit 3: | 2 & 3 |
| Multi Family Unit 3 Detail Occupant Type Mf Unit 3: | Owner |
| Multi Family Unit 3 Detail Monthly Rent Mf Unit 3: | 2,700 |
| Multi Family Unit 3 Detail Rent Desc Mf Unit 3: | Estimated |
| Multi Family Unit 3 Detail Total Rooms Mf Unit 3: | 7 |
| Multi Family Unit 3 Detail Total Bedrooms Mf Unit 3: | 3 |
| Multi Family Unit 3 Detail Total Full Baths Mf Unit 3: | 1 |
| Multi Family Unit 3 Detail Total Half Baths Mf Unit 3: | 1 |
| Unit 1 Detail Rent: | 1,350 |
| Unit 1 Detail Rent Description Unit 1: | Estimated |
| Unit 1 Detail Occupant Type Unit 1: | Vacant |
| Unit 1 Detail Total Rooms Unit 1: | 3 |
| Unit 1 Detail Total Bedrooms3: | 1 |
| Unit 1 Detail Bedrooms In Basement: | 1 |
| Unit 1 Detail Total Full Baths3: | 1 |
| Unit 1 Detail Full Baths In Basement: | 1 |
| Unit 1 Detail Kitchens In Basement: | 1 |
| Unit 1 Detail Living Rooms In Basement: | 1 |
| Unit 2 Detail Rent2: | 1,400 |
| Unit 2 Detail Rent Description Unit 2: | Actual |
| Unit 2 Detail Occupant Type Unit 2: | Tenant |
| Unit 2 Detail Kitchen Unit 2: | Working Only |
| Unit 2 Detail Total Rooms Unit 2: | 5 |
| Unit 2 Detail Total Bedrooms4: | 2 |
| Unit 2 Detail Bedrooms On 1st Floor2: | 2 |
| Unit 2 Detail Total Full Baths4: | 1 |
| Unit 2 Detail Full Baths 1st Floor2: | 1 |
| Unit 2 Detail Dining Rooms 1st Floor2: | 1 |
| Unit 2 Detail Kitchens 1st Floor2: | 1 |
| Unit 2 Detail Living Rooms 1st Floor2: | 1 |
| Unit 3 Detail Rent3: | 2,700 |
| Unit 3 Detail Rent Description Unit 3: | Estimated |
| Unit 3 Detail Occupant Type Unit 3: | Owner |
| Unit 3 Detail Kitchen Unit 3: | Working Only |
| Unit 3 Detail Total Bedrooms5: | 3 |
| Unit 3 Detail Bedrooms On 2nd Floor3: | 1 |
| Unit 3 Detail Bedrooms On 3rd Floor3: | 2 |
| Unit 3 Detail Total Full Baths5: | 1 |
| Unit 3 Detail Full Baths 3rd Floor3: | 1 |
| Unit 3 Detail Partial Baths 2nd Floor3: | 1 |
| Unit 3 Detail Dining Rooms 2nd Floor3: | 1 |
| Unit 3 Detail Kitchens 2nd Floor3: | 1 |
| Unit 3 Detail Living Rooms 2nd Floor3: | 1 |
| Unit 3 Detail Other Rooms 3rd Floor3: | 1 |
| Levels: | Three Or More |
| Spa Features: | Bath |
| Approval Status: | Yes |
| Photos - the contractual owner of the photos Photo Owner 3: | Combination Ownership |
| Unit 1 Owner Furnish Features: | Electricity, Heat |
| Unit 2 Owner Furnish Features: | Electricity, Heat, Water, Sewer |
| Unit 3 Owner Furnish Features: | Electricity, Heat, Trash, Water |
| Separate Utilities: | Not Separated |
| Architectural Style: | Traditional |
| Unit 1 Appliances: | Microwave, Range, Refrigerator |
| Unit 1 Dining Room Type: | None |
| Unit 1 Amenities: | Ceramic Tile, High Speed Internet |
| Unit 2 Appliances: | Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer |
| Unit 2 Dining Room Type: | Combined DR/LR |
| Unit 2 Amenities: | Built-in Features, High Speed Internet |
| Unit 3 Appliances: | Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Washer |
| Unit 3 Dining Room Type: | Combined DR/LR |
| Unit 3 Amenities: | Atrium Door, Built-in Features, Ceramic Tile, Crown Molding, High Speed Internet, Jetted Tub, Sauna, Skylight(s) |
| Unit 1 Includes: | Bathroom, Dryer Hookup, Kitchen, Living Room, Refrigerator, Stove, Washer Hookup |
| Unit 2 Includes: | Bathroom, Dining Room, Dishwasher, Dryer Hookup, Kitchen, Living Room, Refrigerator, Stove, Washer Hookup |
| Unit 3 Includes: | Bathroom, Half Bath, Dining Room, Dishwasher, Dryer Hookup, Fireplace, Kitchen, Living Room, Refrigerator, Stove, Washer Hookup |
| Fireplace?: | Yes |
| Exterior Features: | None |
Listing Courtesy of: Clancy Real Estate
Listing Agent: Kevin Clancy
518-461-9937
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Data last updated October 08, 2026 05:02 PM - ET.
Property Last Updated: October 08, 2026 05:02 PM - ET
